/* Wincollect website — visual refresh (brand accents: gold #d97b08, blue #007eb3) */
:root {
  --color-red: #d97b08;
  --color-red-dark: #b56500;
  --color-red-light: #fce4c0;
  --color-red-bright: #f0a020;
  --color-black: #1a1a1a;
  --color-black-soft: #2d2d2d;
  --color-green: #007eb3;
  --color-green-dark: #005f87;
  --color-green-light: #c5e8f4;
  --color-green-bright: #2eb5e8;

  --color-primary: var(--color-black);
  --color-primary-light: var(--color-black-soft);
  --color-accent: var(--color-red);
  --color-accent-hover: var(--color-red-dark);
  --color-success: var(--color-green);
  --color-text: var(--color-black-soft);
  --color-muted: #5c6370;
  --color-bg: #ffffff;
  --color-bg-alt: #f7f7f7;
  --color-border: #e2e2e2;
  --font-sans: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --max-width: 1140px;
  --spacing: 1.5rem;
  --radius: 10px;
  --shadow: 0 4px 24px rgba(26, 26, 26, 0.08);

  /* Finvi-style light chrome */
  --finvi-navy: #071d39;
  --finvi-gray: #656263;
  --finvi-heading: #474747;
  --finvi-link: #5a5a5a;
  --soft-section-bg: linear-gradient(165deg, #ffffff 0%, #fafbfc 40%, #f3f5f8 100%);

  /* Platform dark section — blue → orange gradient (shared site-wide) */
  --platform-gradient-angle: 125deg;
  --platform-blue-deep: #001f2e;
  --platform-blue-dark: #003650;
  --platform-blue-mid: #004d73;
  --platform-orange-mid: #5a4200;
  --platform-orange-deep: #6b3f00;
  --platform-gradient: linear-gradient(
    var(--platform-gradient-angle),
    var(--platform-blue-deep) 0%,
    #002a3d 12%,
    var(--platform-blue-dark) 28%,
    var(--platform-blue-mid) 48%,
    var(--color-green-dark) 62%,
    #2a3a42 72%,
    var(--platform-orange-mid) 88%,
    var(--platform-orange-deep) 100%
  );
  --finvi-legal-bg: #222222;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--color-text);
  line-height: 1.65;
  background: var(--color-bg);
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--color-accent);
}

a:hover {
  color: var(--color-accent-hover);
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--spacing);
}

.container-narrow {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 var(--spacing);
}

/* Header */
.site-header {
  background: var(--color-primary);
  color: #fff;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.2);
  overflow: visible;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  flex-wrap: wrap;
  gap: 0;
  padding-top: 0.875rem;
  padding-bottom: 0.875rem;
}

.site-logo {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  flex-shrink: 0;
  margin-right: 2rem;
  font-size: 1.5rem;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  letter-spacing: -0.03em;
}

.site-logo__emblem {
  display: block;
  height: 3rem;
  width: auto;
  flex-shrink: 0;
}

.site-logo__text {
  line-height: 1;
}

.site-logo:hover {
  color: #fff;
  text-decoration: none;
}

.site-nav {
  flex: 1;
  display: flex;
  align-items: center;
  min-width: 0;
}

.site-nav > ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex: 1;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.25rem 0.85rem;
  width: 100%;
}

@media (min-width: 769px) {
  .site-nav > ul {
    flex-wrap: nowrap;
  }

  .site-nav .nav-site-search,
  .site-nav .nav-portal,
  .site-nav .nav-divider,
  .site-nav .nav-cta {
    flex-shrink: 0;
  }
}

.site-nav .nav-site-search {
  margin-left: auto;
}

.site-nav .nav-portal {
  margin-left: 0;
}

.nav-site-search {
  position: relative;
  display: flex;
  align-items: center;
  list-style: none;
}

.nav-site-search__toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  padding: 0;
  border: none;
  border-radius: 6px;
  background: transparent;
  color: var(--finvi-gray);
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}

.nav-site-search__toggle:hover,
.nav-site-search__toggle:focus-visible {
  background: rgba(0, 0, 0, 0.05);
  color: var(--finvi-navy);
  outline: none;
}

.nav-site-search.is-open .nav-site-search__toggle {
  color: var(--color-green-dark);
  background: rgba(0, 126, 179, 0.08);
}

.nav-site-search__icon {
  width: 1.125rem;
  height: 1.125rem;
}

.nav-site-search__panel {
  position: relative;
  display: flex;
  align-items: center;
  width: 0;
  max-width: 10.5rem;
  overflow: visible;
  opacity: 0;
  pointer-events: none;
  transition: width 0.25s ease, opacity 0.2s ease, margin 0.25s ease;
  z-index: 120;
}

.nav-site-search.is-open .nav-site-search__panel {
  width: 10.5rem;
  margin-right: 0.25rem;
  opacity: 1;
  pointer-events: auto;
}

.nav-site-search__input {
  width: 100%;
  min-width: 0;
  padding: 0.45rem 0.65rem;
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: #fff;
  font: inherit;
  font-size: 0.75rem;
  color: var(--color-text);
  box-shadow: 0 4px 18px rgba(26, 26, 26, 0.1);
}

.nav-site-search__input:focus {
  outline: 2px solid var(--color-green);
  outline-offset: 1px;
  border-color: var(--color-green);
}

.nav-site-search__results {
  position: absolute;
  top: calc(100% + 0.45rem);
  right: 0;
  width: 32rem;
  max-width: min(32rem, 92vw);
  max-height: 18rem;
  overflow: auto;
  border: 1px solid var(--color-border);
  border-radius: 0.75rem;
  background: #fff;
  box-shadow: 0 12px 32px rgba(26, 26, 26, 0.14);
}

.nav-site-search__result {
  display: block;
  padding: 0.75rem 0.85rem;
  text-decoration: none;
  color: inherit;
  border-bottom: 1px solid var(--color-border);
}

.nav-site-search__result:last-child {
  border-bottom: none;
}

.nav-site-search__result:hover,
.nav-site-search__result:focus-visible {
  background: #f7f9fb;
  outline: none;
}

.nav-site-search__result-type {
  display: block;
  margin-bottom: 0.2rem;
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-green);
}

.nav-site-search__result strong {
  display: block;
  margin-bottom: 0.2rem;
  font-size: 0.875rem;
  line-height: 1.35;
  color: var(--color-primary);
}

.nav-site-search__result span:last-child {
  display: block;
  font-size: 0.75rem;
  line-height: 1.45;
  color: var(--color-muted);
}

.nav-site-search__empty {
  margin: 0;
  padding: 0.85rem;
  font-size: 0.8125rem;
  color: var(--color-muted);
}

.site-nav > ul > li > a:not(.nav-dropdown__link):not(.nav-dropdown__article):not(.nav-dropdown__view-all) {
  color: rgba(255, 255, 255, 0.92);
  text-decoration: none;
  font-size: 0.9375rem;
  padding: 0.25rem 0;
}

.site-nav > ul > li > a:not(.nav-dropdown__link):not(.nav-dropdown__article):not(.nav-dropdown__view-all):hover,
.site-nav > ul > li > a:not(.nav-dropdown__link)[aria-current="page"] {
  color: #fff;
  text-decoration: underline;
}

.nav-portal a {
  font-size: 0.875rem;
  opacity: 0.9;
}

/* Light header (site-wide) */
.site-header--light {
  background: #ffffff;
  color: var(--finvi-navy);
  box-shadow: 0 1px 0 rgba(0, 0, 0, 0.08);
}

.site-header--light .site-logo {
  color: var(--color-black);
  font-size: 1.625rem;
}

.site-header--light .site-logo__emblem {
  height: 3.5rem;
}

.site-header--light .site-logo:hover {
  color: var(--color-black);
}

.site-header--light .site-nav > ul > li > .nav-parent,
.site-header--light .site-nav > ul > li > a.nav-cta,
.site-header--light .site-nav > ul > li > a:not(.nav-dropdown__link):not(.nav-dropdown__article):not(.nav-dropdown__view-all) {
  color: var(--finvi-navy);
  font-weight: 500;
  font-size: 0.8125rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.site-header--light .site-nav > ul > li > .nav-parent:hover,
.site-header--light .site-nav > ul > li > a:not(.nav-dropdown__link)[aria-current="page"] {
  color: var(--color-red);
  text-decoration: none;
}

.site-header--light .nav-portal a {
  color: var(--finvi-gray);
  text-transform: none;
  font-weight: 400;
  letter-spacing: 0;
  font-size: 0.875rem;
  opacity: 1;
}

.nav-divider {
  width: 1px;
  height: 1.25rem;
  background: #d0d0d0;
  align-self: center;
  list-style: none;
  padding: 0;
}

.nav-cta {
  display: inline-block;
  padding: 0.55rem 1.25rem !important;
  border: 1.5px solid var(--finvi-navy) !important;
  border-radius: 999px !important;
  text-transform: uppercase !important;
  font-size: 0.75rem !important;
  letter-spacing: 0.06em !important;
  font-weight: 600 !important;
  color: var(--finvi-navy) !important;
  transition: background 0.15s, color 0.15s;
}

.nav-cta:hover,
.nav-cta[aria-current="page"] {
  background: var(--finvi-navy) !important;
  color: #fff !important;
}

@media (max-width: 768px) {
  .site-header--light .nav-toggle {
    background: #f5f5f5;
    border-color: #ddd;
    color: var(--finvi-navy);
  }

  .nav-divider {
    display: none;
  }
}

/* Nav dropdown (Finvi-style mega menu) */
.nav-item--dropdown {
  position: static;
}

.nav-parent {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.nav-parent::after {
  content: "";
  width: 0;
  height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 5px solid currentColor;
  opacity: 0.65;
  transition: transform 0.15s;
}

.nav-item--dropdown:hover .nav-parent::after,
.nav-item--dropdown.is-open .nav-parent::after {
  transform: rotate(180deg);
}

.nav-dropdown {
  position: absolute;
  left: 0;
  right: 0;
  top: 100%;
  z-index: 200;
  background: #ffffff;
  border-top: 1px solid #e8e8e8;
  box-shadow: 0 16px 48px rgba(7, 29, 57, 0.12);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.2s, visibility 0.2s;
  pointer-events: none;
}

/* Invisible bridge so the cursor can reach the panel without losing hover */
.nav-dropdown::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: -2rem;
  height: 2rem;
}

.nav-item--dropdown:hover .nav-dropdown,
.nav-item--dropdown.is-open .nav-dropdown,
.nav-item--dropdown:focus-within .nav-dropdown,
.nav-dropdown:hover {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.nav-dropdown__inner {
  display: grid;
  grid-template-columns: 1fr minmax(240px, 280px);
  gap: 2rem 2.5rem;
  padding: 2rem 0 2.25rem;
  align-items: start;
}

.nav-dropdown__label {
  margin: 0 0 1rem;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--finvi-gray);
}

.nav-dropdown__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  width: 100%;
}

.site-nav .nav-dropdown__list {
  display: grid;
  flex-direction: unset;
  flex-wrap: unset;
  align-items: stretch;
}

.nav-dropdown__list > li {
  margin: 0;
  min-width: 0;
  width: auto;
}

.nav-dropdown__link {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.75rem;
  height: 100%;
  padding: 1rem;
  margin: 0;
  border-radius: 8px;
  text-decoration: none;
  text-transform: none;
  letter-spacing: 0;
  font-size: 0.9375rem;
  font-weight: 400;
  color: var(--finvi-navy);
  transition: background 0.15s;
}

.site-header--light .nav-dropdown__link,
.site-header--light .nav-dropdown__view-all,
.site-header--light .nav-dropdown__article {
  text-transform: none;
  letter-spacing: 0;
  font-weight: 400;
}

.nav-dropdown__link:hover {
  background: #f5f7fa;
  color: var(--finvi-navy);
  text-decoration: none;
}

.nav-dropdown__link--soon {
  opacity: 0.72;
  cursor: default;
  pointer-events: none;
}

.nav-dropdown__link--soon:hover {
  background: transparent;
}

.nav-dropdown__soon {
  display: inline-block;
  margin-left: 0.4rem;
  padding: 0.15rem 0.45rem;
  border-radius: 4px;
  background: #eef1f5;
  color: #5a6570;
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  vertical-align: middle;
}

.nav-dropdown__icon {
  flex: 0 0 44px;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  background: #f3f5f8;
  color: var(--finvi-navy);
  border-top: 3px solid var(--color-black);
}

.nav-dropdown__icon svg,
.nav-dropdown__icon img {
  width: 26px;
  height: 26px;
  object-fit: contain;
  display: block;
}

.nav-dropdown__icon--red {
  border-top-color: var(--color-red);
}

.nav-dropdown__icon--green {
  border-top-color: var(--color-green);
}

.nav-dropdown__text {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
  min-width: 0;
}

.nav-dropdown__text strong {
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--finvi-navy);
  line-height: 1.3;
}

.nav-dropdown__text span {
  font-size: 0.8125rem;
  line-height: 1.45;
  color: var(--finvi-gray);
  font-weight: 400;
}

@media (max-width: 1024px) {
  .nav-dropdown__list {
    grid-template-columns: repeat(2, 1fr);
  }

  .nav-dropdown__inner {
    grid-template-columns: 1fr;
  }
}

.nav-dropdown__view-all {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-red);
  text-decoration: none;
  text-transform: none;
  letter-spacing: 0;
}

.nav-dropdown__view-all:hover {
  color: var(--color-red-dark);
  text-decoration: underline;
}

.nav-dropdown__featured {
  padding: 1.25rem 1.5rem;
  background: var(--soft-section-bg);
  border-radius: var(--radius);
  border: 1px solid #e8ecf0;
}

.nav-dropdown__article {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  text-decoration: none;
  text-transform: none;
  letter-spacing: 0;
  font-weight: 400;
  color: var(--finvi-navy);
}

.nav-dropdown__article:hover {
  text-decoration: none;
  color: var(--finvi-navy);
}

.nav-dropdown__article strong {
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.35;
  color: var(--finvi-navy);
}

.nav-dropdown__article > span:not(.nav-dropdown__read-more) {
  font-size: 0.8125rem;
  line-height: 1.6;
  color: var(--finvi-gray);
}

.nav-dropdown__read-more {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-red);
  margin-top: 0.25rem;
}

.nav-dropdown__article:hover .nav-dropdown__read-more {
  text-decoration: underline;
}

.nav-item--active > .nav-parent,
.nav-item--dropdown .nav-parent[aria-current="page"] {
  color: var(--color-red);
}

@media (max-width: 768px) {
  .nav-item--dropdown {
    position: relative;
    width: 100%;
  }

  .nav-parent::after {
    margin-left: auto;
  }

  .nav-dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border-top: none;
    background: #fafbfc;
    display: none;
    pointer-events: auto;
  }

  .nav-item--dropdown.is-open .nav-dropdown {
    display: block;
  }

  .nav-item--dropdown:hover .nav-dropdown {
    display: none;
  }

  .nav-item--dropdown.is-open:hover .nav-dropdown {
    display: block;
  }

  .nav-dropdown__inner {
    grid-template-columns: 1fr;
    gap: 1.5rem;
    padding: 0.75rem 0 1rem;
  }

  .nav-dropdown__list {
    grid-template-columns: 1fr;
  }

  .nav-dropdown__link {
    flex-direction: row;
    align-items: flex-start;
  }

  .nav-dropdown__featured {
    padding: 1rem 1.15rem;
  }
}

/* Hero */
.hero {
  background: var(--color-primary);
  color: #fff;
  padding: 5rem 0 4.5rem;
}

.hero-with-image .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.hero h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(2rem, 5vw, 2.75rem);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.15;
}

.hero .tagline {
  font-size: clamp(1.05rem, 2.5vw, 1.25rem);
  opacity: 0.92;
  margin: 0 0 2rem;
  max-width: 36rem;
  font-weight: 400;
}

.hero-compact {
  padding: 3.5rem 0 3rem;
  text-align: center;
}

.hero-compact .tagline {
  margin-left: auto;
  margin-right: auto;
}

.hero--blue,
body:not(.page-home) .hero {
  background: linear-gradient(145deg, var(--color-green-bright) 0%, var(--color-green) 48%, var(--color-green-dark) 100%);
}

.hero .badge {
  display: inline-block;
  background: var(--color-red);
  border-radius: 999px;
  padding: 0.35rem 1rem;
  font-size: 0.875rem;
  margin-bottom: 1.25rem;
  font-weight: 600;
}

.hero-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.hero-image img {
  display: block;
  width: 100%;
  height: auto;
}

.hero-image--scaled {
  width: 60%;
  margin-left: auto;
  margin-right: auto;
  box-shadow: none;
  overflow: visible;
}

.hero-image--scaled img {
  box-shadow: none;
  border-radius: var(--radius);
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 0.8rem 1.6rem;
  background: var(--color-red);
  color: #fff;
  text-decoration: none;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9375rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background 0.15s, transform 0.15s;
}

.btn:hover {
  background: var(--color-red-dark);
  color: #fff;
  transform: translateY(-1px);
}

.btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.5);
}

.btn-outline:hover {
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
}

.btn-green {
  background: var(--color-green);
}

.btn-green:hover {
  background: var(--color-green-dark);
  color: #fff;
}

.btn + .btn {
  margin-left: 0.75rem;
}

/* Sections */
.section {
  padding: 4rem 0;
}

.section-alt {
  background: var(--color-bg-alt);
}

.section h2 {
  text-align: center;
  margin: 0 0 0.5rem;
  color: var(--color-primary);
  font-size: clamp(1.5rem, 3vw, 2rem);
  letter-spacing: -0.02em;
}

.section .section-lead {
  text-align: center;
  color: var(--color-muted);
  max-width: 42rem;
  margin: 0 auto 2.5rem;
}

.page-content h2 {
  color: var(--color-primary);
  margin-top: 2.5rem;
}

.page-content h2:first-child {
  margin-top: 0;
}

/* Cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
  align-items: stretch;
}

.card-grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
}

.card {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
  transition: transform 0.15s, box-shadow 0.15s;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(26, 26, 26, 0.12);
}

.card h3 {
  margin: 0 0 0.75rem;
  color: var(--color-primary);
  font-size: 1.125rem;
}

.card-image {
  margin: -1.75rem -1.75rem 1rem;
  border-radius: var(--radius) var(--radius) 0 0;
  overflow: hidden;
  height: 160px;
  background: var(--color-bg-alt);
}

.card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.card p:last-child {
  margin-bottom: 0;
}

/* Pin action links to the bottom of equal-height cards */
.card > a {
  margin-top: auto;
  padding-top: 1.25rem;
  font-weight: 600;
  text-decoration: none;
}

.card > a:hover {
  text-decoration: underline;
}

.card-accent-top {
  border-top: 4px solid var(--color-red);
}

.card-accent-black {
  border-top: 4px solid var(--color-black);
}

.card-accent-green {
  border-top: 4px solid var(--color-green);
}

.card-grid--products {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

@media (min-width: 1100px) {
  .card-grid--products {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* Feature list */
.feature-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 0.75rem 1.5rem;
}

.feature-list li {
  padding-left: 1.5rem;
  position: relative;
}

.feature-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 8px;
  height: 8px;
  background: var(--color-green);
  border-radius: 50%;
}

/* Pillars */
.pillar-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1rem;
  margin: 2rem 0;
}

.pillar {
  text-align: center;
  padding: 1.5rem 1rem;
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
}

.pillar strong {
  display: block;
  color: var(--color-primary);
  font-size: 1rem;
  margin-bottom: 0.35rem;
}

/* Quote */
.quote-block {
  border-left: 4px solid var(--color-red);
  padding: 1.25rem 1.5rem;
  margin: 2rem 0;
  background: var(--color-red-light);
  border-radius: 0 var(--radius) var(--radius) 0;
}

.quote-block cite {
  display: block;
  margin-top: 0.75rem;
  font-style: normal;
  color: var(--color-muted);
  font-size: 0.9375rem;
}

/* Placeholder notice */
.page-placeholder-notice {
  background: #fff8e6;
  border: 1px solid #f0d78c;
  border-radius: var(--radius);
  padding: 0.75rem 1rem;
  margin-bottom: 1.5rem;
  font-size: 0.875rem;
  color: #6b5a1e;
}

/* Forms */
.contact-form__honeypot {
  position: absolute;
  left: -10000px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.contact-form__error {
  margin: 0 0 1rem;
  padding: 0.75rem 1rem;
  border: 1px solid #f0c2c2;
  border-radius: var(--radius);
  background: #fff5f5;
  color: #8a1f1f;
  font-size: 0.9375rem;
}

.contact-form {
  position: relative;
}

.contact-form__intro {
  margin: 0 0 1.5rem;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-muted);
}

.contact-form__group {
  margin: 0 0 1.75rem;
  padding: 1.25rem 1.25rem 0.25rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: #fafafa;
}

.contact-form__group legend {
  padding: 0 0.35rem;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--color-primary);
}

.contact-form label,
.newsletter-form label {
  display: block;
  margin-bottom: 0.35rem;
  font-weight: 600;
  font-size: 0.9375rem;
}

.contact-form input,
.contact-form textarea,
.contact-form select,
.newsletter-form input {
  width: 100%;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--color-border);
  border-radius: 6px;
  font-family: inherit;
  font-size: 1rem;
  margin-bottom: 1rem;
}

.contact-form textarea {
  min-height: 140px;
  resize: vertical;
}

.newsletter-form {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  max-width: 480px;
  margin: 0 auto;
}

.newsletter-form input {
  flex: 1 1 200px;
  margin-bottom: 0;
}

.newsletter-form .btn {
  flex: 0 0 auto;
}

.newsletter-section {
  text-align: center;
  background: #ffffff;
  border-top: 1px solid var(--color-border);
}

/* Footer */
.site-footer {
  background: var(--color-primary);
  color: rgba(255, 255, 255, 0.85);
  padding: 2.5rem 0;
  margin-top: 0;
  font-size: 0.9375rem;
}

.site-footer a {
  color: #f0b4b2;
}

.site-footer a:hover {
  color: #fff;
}

.site-footer .container:not(.footer-main-grid):not(.footer-legal-inner) {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
}

.site-footer h4 {
  color: #fff;
  margin: 0 0 0.75rem;
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.site-footer ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.site-footer li {
  margin-bottom: 0.4rem;
}

.footer-bottom {
  grid-column: 1 / -1;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  text-align: center;
  font-size: 0.875rem;
}

/* Light footer (site-wide) */
.site-footer--light {
  background: var(--soft-section-bg);
  color: var(--finvi-link);
  padding: 0;
  margin-top: 0;
}

.site-footer--light a {
  color: var(--finvi-link);
  text-decoration: none;
}

.site-footer--light a:hover {
  color: var(--finvi-navy);
  text-decoration: underline;
}

.footer-main {
  padding: 3.5rem 0 2.5rem;
}

.footer-main-grid {
  display: grid;
  grid-template-columns: 140px 1fr 1fr 1fr minmax(240px, 1.4fr);
  grid-template-areas: "logo markets about resources blurb";
  gap: 2rem 2.5rem;
  align-items: start;
}

.site-footer--light .footer-main-grid {
  display: grid;
  grid-template-columns: 140px 1fr 1fr 1fr minmax(240px, 1.4fr);
  grid-template-areas: "logo markets about resources blurb";
}

.footer-main-grid > .footer-brand,
.footer-main-grid > .footer-col,
.footer-main-grid > .footer-about-col {
  align-self: start;
  margin-top: 0;
}

.footer-main-grid > .footer-brand {
  grid-area: logo;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
  text-align: center;
}

.footer-logo__emblem {
  display: block;
  height: 2.75rem;
  width: auto;
}

.footer-main-grid > .footer-col:nth-child(2) {
  grid-area: markets;
}

.footer-main-grid > .footer-col:nth-child(3) {
  grid-area: about;
}

.footer-main-grid > .footer-col:nth-child(4) {
  grid-area: resources;
}

.footer-main-grid > .footer-about-col {
  grid-area: blurb;
}

.footer-logo {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-black);
  text-decoration: none;
  letter-spacing: -0.03em;
  line-height: 1.2;
}

.footer-logo:hover {
  color: var(--color-red);
}

.footer-col h3 {
  margin: 0 0 1rem;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--finvi-heading);
  text-transform: none;
  letter-spacing: 0;
}

.footer-col ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.footer-col li {
  margin-bottom: 0.55rem;
}

.footer-col a {
  font-size: 0.9375rem;
  font-weight: 400;
}

.footer-about-col {
  min-width: 0;
  align-self: start;
}

.footer-about {
  margin: 0;
  font-size: 0.875rem;
  line-height: 1.65;
  color: var(--finvi-gray);
  text-align: left;
}

.footer-legal {
  background: var(--finvi-legal-bg);
  color: rgba(255, 255, 255, 0.75);
  padding: 1rem 0;
  font-size: 0.8125rem;
}

.footer-legal-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 0.75rem;
}

.footer-legal p {
  margin: 0;
}

.footer-legal nav {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
}

.footer-legal a:hover {
  color: #fff;
  text-decoration: underline;
}

.footer-legal span {
  color: rgba(255, 255, 255, 0.35);
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

@media (max-width: 960px) {
  .site-footer--light .footer-main-grid {
    grid-template-columns: 1fr 1fr;
    grid-template-areas:
      "logo logo"
      "markets about"
      "resources resources"
      "blurb blurb";
  }
}

@media (max-width: 768px) {
  .site-footer--light .footer-main-grid {
    grid-template-columns: 1fr;
    grid-template-areas:
      "logo"
      "markets"
      "about"
      "resources"
      "blurb";
  }

  .footer-legal-inner {
    flex-direction: column;
    text-align: center;
  }
}

/* Mobile */
@media (max-width: 768px) {
  .hero-with-image .container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .nav-toggle {
    display: block;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
    color: #fff;
    padding: 0.4rem 0.75rem;
    border-radius: 6px;
    cursor: pointer;
  }

  .site-nav:not(.is-open) > ul {
    display: none;
  }

  .site-nav.is-open > ul {
    flex-direction: column;
    align-items: flex-start;
    width: 100%;
    padding-top: 0.5rem;
  }

  .site-nav .nav-portal {
    margin-left: 0;
  }

  .site-nav .nav-site-search {
    margin-left: 0;
    width: 100%;
  }

  .nav-site-search__panel {
    position: static;
    transform: none;
    width: 100% !important;
    max-width: none;
    opacity: 1;
    pointer-events: auto;
    margin-top: 0.35rem;
  }

  .nav-site-search:not(.is-open) .nav-site-search__panel {
    display: none;
  }

  .nav-site-search__results {
    position: static;
    margin-top: 0.35rem;
    max-height: 14rem;
  }

  .site-nav {
    width: 100%;
    flex-basis: 100%;
  }

  .nav-toggle {
    margin-left: auto;
  }

  .btn + .btn {
    margin-left: 0;
    margin-top: 0.5rem;
  }
}

@media (min-width: 769px) {
  .nav-toggle {
    display: none;
  }

  .site-nav .nav-dropdown__list {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

/* Articles */
.articles-grid {
  display: grid;
  gap: 1.5rem;
}

.article-card {
  display: block;
  padding: 1.5rem 1.75rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  text-decoration: none;
  color: inherit;
  transition: box-shadow 0.15s, border-color 0.15s;
}

.article-card:hover {
  border-color: #ccc;
  box-shadow: var(--shadow);
  text-decoration: none;
  color: inherit;
}

.article-card__meta {
  margin: 0 0 0.5rem;
  font-size: 0.8125rem;
  color: var(--color-muted);
}

.article-card__title {
  margin: 0 0 0.5rem;
  font-size: 1.25rem;
  color: var(--color-primary);
}

.article-card__excerpt {
  margin: 0;
  color: var(--color-muted);
  line-height: 1.6;
}

.article-card__read {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-red);
}

.article-header {
  margin-bottom: 2rem;
}

.article-header .badge {
  margin-bottom: 0.75rem;
}

.article-meta {
  margin: 0 0 1rem;
  font-size: 0.875rem;
  color: var(--color-muted);
}

.article-content h2 {
  margin-top: 2rem;
}

.article-back {
  display: inline-block;
  margin-bottom: 1.5rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-red);
  text-decoration: none;
}

.article-back:hover {
  text-decoration: underline;
}

.products-overview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.section-tech__intro + .products-overview-grid {
  margin-top: 2rem;
}

.product-overview-card {
  display: flex;
  flex-direction: column;
  padding: 1.75rem;
  background: #fff;
  border: 1px solid var(--color-border);
  border-top: 4px solid var(--color-black);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  text-decoration: none;
  color: inherit;
  transition: transform 0.15s, box-shadow 0.15s;
}

.product-overview-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(26, 26, 26, 0.1);
  text-decoration: none;
  color: inherit;
}

.product-overview-card--red {
  border-top-color: var(--color-red);
}

.product-overview-card--green {
  border-top-color: var(--color-green);
}

.product-overview-card h2 {
  margin: 0 0 0.75rem;
  font-size: 1.25rem;
}

.product-overview-card p {
  margin: 0;
  flex: 1;
  color: var(--color-muted);
  line-height: 1.6;
}

.product-overview-card p + p {
  margin-top: 0.75rem;
}

.product-overview-card span {
  margin-top: 1.25rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-red);
}